Secured Loans (14.5% APR typical variable)
Debt Consolidation can provide you with a secured loan for any reason, whether it is for home improvements or that luxury trip away to the sun! You can use your loan to consolidate all your existing debts, such as credit cards or personal loans.
Our specialist Debt Consolidation advisors can offer you a number of borrowing terms such as:
- 3 to 25 years year repayment period.
- Borrow any amount between £3,000 and £100,000.
- Any purpose loan.
- Hundreds of lending plans available.
- A principle decision within 48 hours.
- We can help you get a loan, no matter what your financial status.
Secured Loan or Unsecured Loan?
A Secured Loan is secured against your home. Whilst this is a serious financial decision to make, if you are suitable for a secured loan it can often be your best choice. You will be using your home for security on the loan, so lenders can often offer you a loan at a much more favourable interest rate.
Our secured loans start from just 14.5% APR Variable. Debt Consolidation have access to many different types of secured loans so we can find one perfect for your needs - no matter what your financial status.
Am I Eligible for a Secured Loan?
Debt Consolidation can offer a number of loans and all homeowners can apply. Don't worry if you have an adverse credit rating, county court judgments (CCJ's), mortgage arrears or you are self employed with no proof of income - Debt Consolidation can help you find a secured loan. For more information please call our fully trained advisors free on 0808 131 0037.
How Do I Apply for a Secured Loan?
With Debt Consolidation it is easy for you to apply for a secured loan. Either call free on 0808 131 0037 or fill in the Quick Enquiry form so we can call you back.
If you are still unsure about your options you might want to try the Debt Consolidation 1 Minute Loan Test, which will show you what loan options are best for you.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
DebtConsolidation.co.uk is a trading name of Ask Finance Ltd which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.