Our Debt Consolidation loans do exactly what they say! You can consolidate your existing unsecured debt into one single loan. This can offer you a number of advantages including:
• Your monthly payments are reduced.
• Lower overall interest rate.
• Easier to manage debts as they are all in one place.
You could consolidate your outstanding unsecured debts, such as credit cards, store cards, unsecured loans and overdrafts, into one lower and more convenient monthly repayment, which should leave you with cash to spare at the end of every month.
We can offer you a Debt Consolidation Loan with a large range of terms, such as:
• 3 to 25 year repayment terms.
• A principle decision within 48 hours.
• Use your loan for any purpose.
• Borrow any amount between £3,000 and £100,000.
Our homeowner debt consolidation loans start from just 8.5% APR Variable.
We don't mind if you have a poor credit history, as we specialise in finding loans for those with adverse credit, mortgage arrears or county court judgments (CCJs). Even if you are self employed and cannot prove your income, you could still qualify for a debt consolidation loan with us.
Not sure if debt consolidation is right for you? Take the Debt Consolidation Loan Test which will show you what options you have available.
For free debt consolidation advice, please call our specialist debt advisors on freephone 0800 048 3674 or fill in the Quick Enquiry form so we can call you back.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
DebtConsolidation.co.uk is a trading name of Ask Finance Ltd which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.