Category Archives: Loans
Guide to UK Loans
Which loan should you get? There are many financial products available so it could be confusing to determine which product is best for you, and why. Most loans have no restrictions on use – they can be used to pay …
Posted in Loans
Personal Debt Consolidation
A personal debt consolidation loan may just be one of many ways to get out of debt. The most important thing to remember, however, is to get as much information about these loans beforehand. Debt Consolidation is another loan that …
Posted in Advice on Coping With Debt, Loans
Loans for Debt Consolidation
Admitting that you had a debt problem used to have a taboo attached to it, but nowadays more and more people are struggling with their debt levels, although not everyone has the answers about how to solve them. Loans for …
Posted in Loans
Home Improvement Loan Applications Increase
In light of the changes to the housing market, homeowners are more likely to stay in their home to make renovations than purchase a new home. According to a survey by Lloyds TSB, there has been a 19% increase in …
Posted in Loans, Mortgages/Remortgages
Tagged house prices, Loans
Debt Defaults are on the Increase
Debt Consolidation Crisis Record numbers of UK consumers are defaulting of their debt, which can be viewed as a direct consequence of the credit crunch. The number of ‘charge offs’ (debts overdue by more than 180 days) has risen 3% …
Posted in Loans
Tagged debt defaults, debt help, IVA
Christmas Loans: Banks Cut Back Lending
Those who are looking to get out a Christmas loan to fund additional spending may come across a few problems in getting their secured loan application accepted. Banks are warning that they plan to cut back further on their lending …
Posted in Loans
Tagged Loans, Secured Loans, unsecured loans
Payday Loans Targeting Young Debtors
Payday loans are not a long terms Debt Consolidation solution. Young people are turning to payday loans and being hit with high interest levels in a bid to keep their head above the water and to control their debt consolidation …
Posted in Loans
Tagged Loans, payday loans, unsecured loans
Unsecured Loans
An unsecured loan, often referred to as a personal loan, could allow you to borrow money without having to offer the lender any type of asset as a form of security against the debt. Therefore many people prefer to take …
Posted in Loans
Unsecured or Secured Loan
If you are looking for a loan, you might be wondering whether an unsecured or a secured loan is better for your circumstances. A loan should be considered as a big financial commitment, so it is essential that you are …
Posted in Loans
What is an Unsecured Loan?
Unsecured debt is debt that is unsecured against an asset such as credit card, overdraft, store card, and includes personal unsecured loans. Many people use an unsecured loan to raise additional funds for a particular cause, such as home improvements, …
Posted in Loans