Author Archives: Natalie Cole

How do you improve your Credit Rating?

Posted on by Natalie Cole

The causes of a bad credit rating are no mystery, it’s often down to those debts and unpaid bills. There’s no magic formula for fixing it either but by following these five simple steps to control that debt, you could …

Posted in Credit Rating

Alternatives to Debt Consolidation

Posted on by Natalie Cole

If you are struggling with your debt, there are a number of debt solutions which you may consider. Alternatives to debt consolidation are something to consider as not everyone is suitable for a Debt Consolidation loan. There are a number …

Posted in Debt Consolidation Advice Tagged , ,

Home Improvement Loan Applications Increase

Posted on by Natalie Cole

In light of the changes to the housing market, homeowners are more likely to stay in their home to make renovations than purchase a new home. According to a survey by Lloyds TSB, there has been a 19% increase in …

Posted in Loans, Mortgages/Remortgages Tagged ,

Debt Consolidation Advice

Posted on by Natalie Cole

Many debt problems start with individuals struggling to manage a number of different creditors at once. Many find that having to make multiple payments to multiple creditors at multiple times of the month very confusing, which leads to missed payments …

Posted in Debt Consolidation Advice Tagged , ,

How equity release schemes work

Posted on by Natalie Cole

Equity releases gets cash from the value of your property without having to move out of it. As the name suggests, an Equity Release scheme is a means by which you can convert some of the equity in your property …

Posted in Secured Loans

Mortgage Approval Drops 65%

Posted on by Natalie Cole

The number of mortgage approvals has declined by 65% over the past year, with July figures almost matching the record low in June. The British Bankers’ Association (BBA) said the number of mortgages approved in July totalled 22,448, which represents …

Posted in Mortgages/Remortgages Tagged

Difference Between Consolidation Loan, Debt Management and IVA

Posted on by Natalie Cole

Often, when coming across a range of debt solutions, you may come across the benefit that they can all consolidate your debt. But what does Debt Consolidation really mean and what is the difference between consolidation loan, debt management and …

Posted in Debt Tagged , , , , ,

15 Years for First-Time Buyer Loan

Posted on by Natalie Cole

It looks as though more first-time buyers are going to have to take better control of their debt management, as new research suggests that it could be 15 years before a first-time buyer loan agreement is reached, due to the …

Posted in Mortgages/Remortgages Tagged , ,

Pay Off Debt Without a Loan

Posted on by Natalie Cole

When you are struggling with debt, you may be thinking of ways in which you can pay off debt without a loan. Many people do go down the Debt Consolidation route but then find it a struggle to make this …

Posted in Debt, Debt Consolidation Tagged , , , , ,

Debt Defaults are on the Increase

Posted on by Natalie Cole

Debt Consolidation Crisis Record numbers of UK consumers are defaulting of their debt, which can be viewed as a direct consequence of the credit crunch. The number of ‘charge offs’ (debts overdue by more than 180 days) has risen 3% …

Posted in Loans Tagged , ,